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FinTech Software
Development
Industry

We design and build custom FinTech software, PCI-DSS compliant payment gateways, digital banking applications, automated loan origination systems (LOS), AI fraud detection engines, and wealth tech platforms engineered for high-volume financial security.

PCI-DSS & SOC2 Compliance Open Banking & Plaid APIs Digital Banking & Wallet Apps AI Fraud Detection & KYC Loan Origination (LOS)
FinTech Software Development
FinTech Security 2026
Phase 01

Custom FinTech Software
Development Services

Develop custom financial technology applications tailored to your banking workflows, payment processing pipelines, algorithmic trading models, and financial compliance standards.

  • PCI-DSS & ISO 27001 Security Standard
  • Digital Wallet & Neo-Banking Platforms
  • Real-Time Payment Gateway Integration
  • Automated AML / KYC Verification Systems
Phase 02

Ready-to-Deploy
FinTech Accelerators

Accelerate launch timelines using modular banking APIs, loan calculation microservices, credit scoring models, and core banking integration engines.

  • AI Credit Scoring & Underwriting
  • Biometric Mobile Wallet SDK
  • Multi-Currency FX Settlement Engine
  • Peer-to-Peer (P2P) Lending Engine

FINTECH SERVICES

Custom FinTech & Financial Software Development Services

Digital Banking & Neo-Banking Apps

Build mobile-first digital banking apps, multi-currency accounts, instant transfers, IBAN generation, and card management suites.

Neo-Banking Platforms

Payment Gateway & Processing Systems

Build PCI-DSS Level 1 compliant payment processing gateways, POS payment APIs, subscription billing engines, and automated fraud prevention filters handling millions of transactions per second.

PCI-DSS Level 1 Real-Time Payments

Loan Origination & Credit Scoring (LOS)

Automate loan application intake, credit bureau scoring (Experian, TransUnion), document verification, and automated underwriting.

Automated Lending

Investment & WealthTech Platforms

Develop robo-advisory engines, stock trading applications, portfolio tracking, and real-time market data streaming (FIX protocol).

Trading & WealthTech

RegTech & Automated KYC / AML

Build automated identity verification (eKYC), anti-money laundering (AML) sanction screening, transaction monitoring, and regulatory reporting.

RegTech & KYC

WHY CHOOSE US

Why Choose Codebit Solutions for FinTech Software Development?

We combine financial domain expertise with strict PCI-DSS & SOC2 compliance, ISO 27001 data security, and sub-millisecond cloud infrastructure to power next-gen finance platforms.

01
PCI-DSS Level 1 Security & Compliance

End-to-end data tokenization, hardware security module (HSM) encryption, and strict GDPR/FINRA regulatory adherence.

02
Sub-Millisecond Payment Architecture

Event-driven microservices engineered for ultra-low latency transaction processing and zero downtime.

03
AI-Powered Fraud Prevention

Integrating machine learning models to detect suspicious transaction anomalies and zero-day fraud attempts in real time.

FinTech Financial Technology

Powering High-Speed Secure Digital Finance

Driving Global Payment Innovation

Financial Data Analytics

GLOBAL FINTECH TECH

FinTech Software Development Company Serving Global Markets

Codebit Solutions provides FinTech & Payment Software Development Services for banks, payment providers, lending startups, and wealth tech firms worldwide.

India

IN

UPI payment integrations, NBFC digital lending engines, and eKYC authentication systems.

United States

US

PCI-DSS Level 1 payment processing, Plaid open banking APIs, and Automated ACH clearing.

Australia

AU

Consumer Data Right (CDR) integrations, Buy-Now-Pay-Later (BNPL) APIs, and neo-banking apps.

Canada

CA

Interac e-Transfer integrations, mortgage underwriting engines, and wealth management platforms.

United Kingdom

UK

Open Banking PSD2 regulations, FCA compliant audit trails, and multi-currency FX settlement engines.

Netherlands

NL

SEPA instant payments, EU cross-border trading platforms, and algorithmic risk management.

Delivering FinTech & Payment Solutions Worldwide

DEVELOPMENT PROCESS

Our FinTech Software Development Process

From financial compliance audits to secure microservices architecture, payment pipeline coding, and security penetration testing, we follow a rigorous methodology to build robust financial products.

01

Financial Workflow & Compliance Audit

Analyzing banking APIs, payment gateways, regulatory rules (PCI-DSS, PSD2, Open Banking), and security parameters.

Secure FinTech Architecture Design

Designing zero-trust network topology, HSM key management, database tokenization, and API security protocols.

02
03

Microservices & Payment Pipeline Coding

Developing ultra-low latency payment APIs, ledger engines, multi-currency wallets, and loan intake flows.

Core Banking & API Integration

Integrating Plaid, Yodlee, Stripe, Core Banking Systems (Mambu, Thought Machine), and credit bureaus.

04
05

Penetration Testing & Security QA

Conducting OWASP Top 10 vulnerability audits, load testing high-concurrency payment surges, and verifying zero leakage.

PCI-DSS Certification & Deployment

Cloud deployment on AWS Financial Services / Azure Banking Cloud with 24/7 SIEM threat monitoring.

06
ecosystem

Technology Stack

powering financial technology
Open Banking & APIs banking
Open Banking PSD2, Plaid API, Yodlee, Core Banking Integration & FIX Protocol.
Plaid Open Banking
Payment Gateways payments
Stripe, PayPal, Adyen, Razorpay, Authorize.net & ISO 20022 messaging.
Stripe Adyen
Security & Tokenization security
PCI-DSS Level 1, HashiCorp Vault, AWS KMS, OAuth2 / OIDC & HSM Encryption.
Vault AWS KMS
High-Speed Ledger Engine backend
Java Spring Boot, Go (Golang), Node.js, Kafka & Redis for high-speed ledger processing.
Java Go / Kafka
AI Risk & Fraud Models ai
Python, PyTorch, Scikit-Learn, XGBoost & LightGBM for real-time risk assessment.
PyTorch XGBoost
Mobile Banking SDKs mobile
React Native, Flutter, Swift & Kotlin with biometric security (FaceID/TouchID).
React Native Flutter

Build Next-Gen
FinTech & Payment Software

Partner with Codebit Solutions, a trusted FinTech Software Development Company, to build PCI-DSS compliant payment gateways, neo-banking apps, loan engines, and trading platforms.

Call Expertise Ahmedabad, India Office

FAQs

FinTech Software Development FAQs

Find answers to common questions about FinTech Software Development, PCI-DSS compliance, payment gateways, lending engines, security, and open banking integrations.